✦ AI-NATIVE PERSONAL FINANCE

Spend.
Save.
Thrive.

Your personal AI financial advisor — powered by your own data. Track, predict, and optimize your finances like never before.

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WHAT WE OFFER

Finance meets AI Intelligence

Everything you need to take control of your money — powered by machine learning and built for you.

💬

RAG Financial Chatbot

Ask anything about your finances. "Why did I overspend in March?" — get precise answers based on YOUR actual transaction data, not generic advice.

LANGCHAIN · PGVECTOR

🔍

Anomaly Detection

Machine learning identifies unusual spending patterns before they become problems. Get smart alerts the moment something looks off.

ISOLATION FOREST

📈

Spending Forecasts

Predict next month's expenses by category with confidence intervals. Plan your budget before you overspend, not after.

LSTM · PROPHET

🎙️

Voice Expense Logging

Say "I spent 45 dirhams on lunch at McDonald's" — Speny transcribes, extracts, and logs it instantly. No typing required.

WHISPER · NLP

📷

Receipt OCR

Snap a photo of your receipt. Speny reads it, extracts the amount and category, and adds it automatically to your transactions.

GOOGLE VISION

🤖

Multi-Agent AI System

A Budget Agent and Goal Agent work together to give you proactive financial advice — not just data, but decisions.

LANGGRAPH · CREWAI

HOW IT WORKS

Simple by design.
Smart by nature.

Connect & log your expenses

Add transactions manually, by voice, or by scanning receipts. Speny auto-categorizes everything with AI.

AI learns your patterns

Our ML models analyze your spending history to detect anomalies, forecast future expenses, and understand your financial behavior.

Get personalized insights

Ask your AI chatbot anything. Receive weekly digests, smart alerts, and proactive recommendations — all tailored to you.

Achieve your financial goals

Set savings goals, simulate scenarios, and let the Goal Agent guide you every step of the way.

NET BALANCE · MARCH 2026

12,450 MAD

4,820

EXPENSES

↑ 8%

2,100

SAVED

✓ on track

🍔

McDonald's

Food · Today

-85

💰

Salary

Income

+8,500

⛽

Total Energies

Transport

-320

AI INSIGHT

You spend 4.7x more on weekends. Top categories: Food (34%) and Transport (22%).

BUILT WITH

Production-grade tech stack

Every layer built for scale, speed and intelligence.

React Native Expo FastAPI Firebase BigQuery LangChain pgvector LangGraph n8n Whisper LSTM Prophet Isolation Forest Zustand Airflow dbt

JOIN OUR TEAM

Be part of the future of finance

We're looking for passionate individuals to help build the next generation of AI-powered financial tools.

🎉 Application received! We'll be in touch soon.

Spend.Save.Thrive.